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The first thing to do when shopping for a home is to find out how much house you can afford. In general, you will need to look at your gross income, your credit history, cash on hand for a down payment and closing costs, and don’t forget about your debt. Here is the rule: how [...]
Home ownership is a smart investment since it offers the possibility for appreciation in value. Building equity in the home is like a savings account for the future. Biggest reason, in my opinion, is instead of giving rent money to the landlord, you are paying off your investment each month and you are living in [...]
Think twice about making an offer on a pre-foreclosure or “short sale”. Purchasing a short sale or pre-foreclosure is not as easy as one thinks. A lot of hard work and “nerves of steel” go into getting a pre-foreclosed property. A short sale is executed basically to prevent a home foreclosure. A bank will accept [...]