http://www.dianekaplan.com Thu, 26 Mar 2009 01:10:59 +0000 hourly 1 http://wordpress.org/?v=3.0.1 http://www.dianekaplan.com/contact-me/comment-page-1/#comment-74 Diane Kaplan Real Estate » Why Overpriced Listings Can Cost You Big! Thu, 26 Mar 2009 01:10:59 +0000 http://www.dianekaplan.com/?page_id=53#comment-74 [...] from the contract date of the sold comparison, and not from the date the property actually closed. For further information on “Right Pricing Analysis” please contact me since I specialize in giving home owners the right price for today’s real estate market even if [...] [...] from the contract date of the sold comparison, and not from the date the property actually closed. For further information on “Right Pricing Analysis” please contact me since I specialize in giving home owners the right price for today’s real estate market even if [...]

]]> http://www.dianekaplan.com/contact-me/comment-page-1/#comment-73 Diane Kaplan Real Estate » Interest Rates At All Time Low! Thu, 26 Mar 2009 01:07:09 +0000 http://www.dianekaplan.com/?page_id=53#comment-73 [...] Although we hear over and over the bad news about the economy, there is actually good news for qualified home buyers. If you are entertaining buying a new home, or perhaps thinking about refinancing your current mortgage, you can now lock in some unbelievable interest rates. But, this time around, lenders are being more specific and detail oriented in checking credit scores, income and your home’s value. The best deals out there are for those lucky enough to have credit scores above 740 and a substantial downpayment. Do not focus totally on the interest rate; check out the fees, especially when comparing lender to lender. Some lenders will attract you by offering a lower interest rate, but when it comes time to close they will pack on the fees. Be specific when asking your lender about their fees. Tell you lender that you want to know exactly what they are charging you. Ask such questions as - what is the application fee? - what is the appraisal fee? - what is the attorney fee? - etc. For further advice on what to ask your lender, please contact me. [...] [...] Although we hear over and over the bad news about the economy, there is actually good news for qualified home buyers. If you are entertaining buying a new home, or perhaps thinking about refinancing your current mortgage, you can now lock in some unbelievable interest rates. But, this time around, lenders are being more specific and detail oriented in checking credit scores, income and your home’s value. The best deals out there are for those lucky enough to have credit scores above 740 and a substantial downpayment. Do not focus totally on the interest rate; check out the fees, especially when comparing lender to lender. Some lenders will attract you by offering a lower interest rate, but when it comes time to close they will pack on the fees. Be specific when asking your lender about their fees. Tell you lender that you want to know exactly what they are charging you. Ask such questions as – what is the application fee? – what is the appraisal fee? – what is the attorney fee? – etc. For further advice on what to ask your lender, please contact me. [...]

]]> http://www.dianekaplan.com/contact-me/comment-page-1/#comment-68 Diane Kaplan Real Estate » Ways To Make Your Home Appealing Wed, 28 Jan 2009 00:51:29 +0000 http://www.dianekaplan.com/?page_id=53#comment-68 [...] Please contact me for a free consultation on making your home more appealing and ready to sell. [...] [...] Please contact me for a free consultation on making your home more appealing and ready to sell. [...]

]]> http://www.dianekaplan.com/contact-me/comment-page-1/#comment-66 Diane Kaplan Real Estate » Important Factors When Buying A Home Fri, 23 Jan 2009 23:51:57 +0000 http://www.dianekaplan.com/?page_id=53#comment-66 [...] Searching for the right home takes time and effort. Knowing what you want in a home, or need to have in a home is a very smart move. Sometimes buyers get swept up in emotions and are not practical when making the most important decision of a life time. For further information on the home buying process, please contact me. [...] [...] Searching for the right home takes time and effort. Knowing what you want in a home, or need to have in a home is a very smart move. Sometimes buyers get swept up in emotions and are not practical when making the most important decision of a life time. For further information on the home buying process, please contact me. [...]

]]> http://www.dianekaplan.com/contact-me/comment-page-1/#comment-60 Diane Kaplan Real Estate » Why Buy Instead of Rent: Part I Sat, 17 Jan 2009 20:31:18 +0000 http://www.dianekaplan.com/?page_id=53#comment-60 [...] For a personal free consultation to determine eligibility for first time homeownership, please contact me. [...] [...] For a personal free consultation to determine eligibility for first time homeownership, please contact me. [...]

]]> http://www.dianekaplan.com/contact-me/comment-page-1/#comment-58 Diane Kaplan Real Estate » Middletown NJ Real Estate for Sale Sat, 17 Jan 2009 03:31:35 +0000 http://www.dianekaplan.com/?page_id=53#comment-58 [...] wood laminate flooring, fireplace, upgraded baths, custom designed patio plus finished basement. Contact me for further information on this [...] [...] wood laminate flooring, fireplace, upgraded baths, custom designed patio plus finished basement. Contact me for further information on this [...]

]]> http://www.dianekaplan.com/contact-me/comment-page-1/#comment-57 Diane Kaplan Real Estate » Why Overpriced Listings Can Cost You Big! Sat, 17 Jan 2009 03:30:25 +0000 http://www.dianekaplan.com/?page_id=53#comment-57 [...] from the contract date of the sold comparison, and not from the date the property actually closed. For further information on “Right Pricing Analysis” please contact me since I specialize in giving home owners the right price for today’s real estate market even if [...] [...] from the contract date of the sold comparison, and not from the date the property actually closed. For further information on “Right Pricing Analysis” please contact me since I specialize in giving home owners the right price for today’s real estate market even if [...]

]]> http://www.dianekaplan.com/contact-me/comment-page-1/#comment-56 Diane Kaplan Real Estate » Great Beach House for Sale in Highlands NJ Sat, 17 Jan 2009 03:29:07 +0000 http://www.dianekaplan.com/?page_id=53#comment-56 [...] move in and enjoy the Summer of 2009. For more information on this and other listings please contact me. Free real estate consultations for pricing your house to [...] [...] move in and enjoy the Summer of 2009. For more information on this and other listings please contact me. Free real estate consultations for pricing your house to [...]

]]> http://www.dianekaplan.com/contact-me/comment-page-1/#comment-55 Diane Kaplan Real Estate » Obama Gets Second Half of Bailout Funds Sat, 17 Jan 2009 03:28:00 +0000 http://www.dianekaplan.com/?page_id=53#comment-55 [...] There are many options out there for struggling homeowners. Stay in your home…..contact mefor a free [...] [...] There are many options out there for struggling homeowners. Stay in your home…..contact mefor a free [...]

]]> http://www.dianekaplan.com/contact-me/comment-page-1/#comment-54 Diane Kaplan Real Estate » Short Sales May be Nothing But a Headache! Sat, 17 Jan 2009 03:26:49 +0000 http://www.dianekaplan.com/?page_id=53#comment-54 [...] Think twice about making an offer on a pre-foreclosure or “short sale”. Purchasing a short sale or pre-foreclosure is not as easy as one thinks. A lot of hard work and “nerves of steel” go into getting a pre-foreclosed property. A short sale is executed basically to prevent a home foreclosure. A bank will accept a short sale in some cases where the financial loss is smaller than if the home went into foreclosure. Sellers who are about to lose their homes usually try to put the house up for sale first, and, unfortunately, they try to cover the costs of what is owed on the house in determining the listing price. So, the house sits on the market with numerous price reductions and then you will see in the remarks section of the listing that all offers are subject to bank approval. “Bingo”…..then you know it’s a Short Sale in the works. The problem is that by this time no one really knows what the house is worth. Buyers come around and make ridiculously low bids and the banks take forever to respond. In one instance, the buyer’s bid was finally accepted (two months later) and “guess what?” - the buyer wasn’t happy because he thought he was paying too much now so he lowered his initial bid. And the cycle continues. Best advice is to consult with a real estate professional who will tell you the truth about the current real estate values. I help my clients make informed decisions by basing my advice on “facts”. For further information on Short Sales or for true current market property values contact me. [...] [...] Think twice about making an offer on a pre-foreclosure or “short sale”. Purchasing a short sale or pre-foreclosure is not as easy as one thinks. A lot of hard work and “nerves of steel” go into getting a pre-foreclosed property. A short sale is executed basically to prevent a home foreclosure. A bank will accept a short sale in some cases where the financial loss is smaller than if the home went into foreclosure. Sellers who are about to lose their homes usually try to put the house up for sale first, and, unfortunately, they try to cover the costs of what is owed on the house in determining the listing price. So, the house sits on the market with numerous price reductions and then you will see in the remarks section of the listing that all offers are subject to bank approval. “Bingo”…..then you know it’s a Short Sale in the works. The problem is that by this time no one really knows what the house is worth. Buyers come around and make ridiculously low bids and the banks take forever to respond. In one instance, the buyer’s bid was finally accepted (two months later) and “guess what?” – the buyer wasn’t happy because he thought he was paying too much now so he lowered his initial bid. And the cycle continues. Best advice is to consult with a real estate professional who will tell you the truth about the current real estate values. I help my clients make informed decisions by basing my advice on “facts”. For further information on Short Sales or for true current market property values contact me. [...]

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